Making Lenders More Landlord Friendly

Introduction by Richard Blanco, NLA London Representative

Since 2001, the lending landscape in the UK has gone from feast to famine.  Was the 2001-7 period for buy to let lending excessive or is it the normality we hope to return to?  Landlords now complain of high margins over base rate, large percentage arrangement fees, limits on portfolio size, what can be counted as income and harsh credit scoring.  Are most lenders really just interested in serving employed landlords who have a couple of properties 'on the side'?

The Future For Lenders

Paul Smee, Chief Executive, Council of Mortgage Lenders

Many CML members lend to landlords.  Paul will explain the context of the current lending environment and give his view on the future of buy to let.  What will be the new normality and when might we get there?

Tax Planning & Exit Strategies

with Anil Mohanlal, Founder MD Kumar Strategic Consultants

Anil will give an overview of tax implications, the use of personal and corporate structures and timescales for exiting the property business, be it a retirement or inheritance plan.   We will hear from three landlords on their exit strategies, plus questions from the audience.

Thu 27 June 2013

7pm for 7.30pm start until 9.45pm

Institute of Directors, 116 Pall Mall, London SW1Y 5ED

Nearest tube stations: Charing Cross, Piccadilly Circus